What is the best way to insure a classic car?
Best Classic Car Insurance of 2021
- Best Overall: American Modern.
- Best Major Provider Classic Car Insurance: State Farm.
- Best for Frequent Driving: Safeco.
- Best for Restoration Project Cars: Hagerty.
How many miles can you drive with classic car insurance?
There are annual mileage restrictions (based on state and insurer). You typically can’t drive more than 7500 miles per year. You must store your car in a secure, enclosed garage, carport, or storage facility.
Is Insuring a classic car expensive?
Classic car insurance is usually much cheaper than regular car insurance. According to Baily Insurance Agency, a classic car policy costs around $200 to $600 annually. If you own an abnormally expensive vehicle, your rates may be higher. In contrast, regular car insurance usually costs over $1000 per year.
Is a 1998 car a classic?
For insurance and registration purposes, the age of a classic car, in most cases, is at least 20 years old but not more than 40 years old. If you are going to register it (and insure it) as a classic, it should have been kept to its original design and specifications.
Can I use a classic car as a daily driver?
Yes, you can can daily drive a classic car. There is nothing stopping you (provided the classic car in question is compliant with current road rules and regulations, and you are able to have it insured to drive on the road etc).
Can you get auto insurance for a classic car?
If your car is not a classic, you can still be insured. But, you’ll need a standard auto policy with Progressive instead. Get an auto insurance quote online. One of the key differences between classic and regular car insurance is that a regular policy may cover you only for the actual cash value of your classic car.
What’s the difference between collector and classic car insurance?
Your classic isn’t just a car. That’s why your classic car insurance policy isn’t just a standard car insurance policy. Instead, it’s a much different policy that’s built just for your classic and includes more specialized coverages. And your classic or collector car insurance policy actually costs about 40% less than a standard auto policy.
How to get Liberty Mutual Classic Car Insurance?
Call 1-800-295-2568 or find a local agent to get started. 1 Classic Car Insurance requires an underlying Liberty Mutual Auto Insurance policy. Not available in all states. Terms and conditions apply.
Where do I get collector car insurance from?
Collector auto insurance is written through American Modern Insurance Group or Assurant* and is secured through the GEICO Insurance Agency LLC. The information you provide will be shared with our business partners so that they can return a quote.